Phil Nadaskai | Mortgage Broker for Real Estate Investors
The Smarter Way to Finance Investment Properties
Unlock equity and access a wide network of lenders — Matched to the right loan and competitive terms for your deal.
Skip the limitations of going to a direct lender and unlock the true power of your real estate.
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Est ~3 Mins - No Credit Pull
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Phil Nadaskai
Your Go-To Mortgage Broker
- How We Operate -
1. Why Use a Broker?
When you work with us as your mortgage broker, you’re not limited to the options of a single lender. We shop a wide network of lenders on your behalf to find a loan that truly fits your scenario—whether that means more competitive pricing, more flexible guidelines, or a faster closing timeline. Because we’re not tied to one bank, we’re able to navigate complex situations like investment properties, lower credit profiles, or unique income streams with more flexibility. Our goal is to be in your corner, comparing options, negotiating where possible, and matching you with the right loan for your situation—not just the only one available.
What types of loans are there?
There's a few types of investment property specific loans out there! The best part - Since they are for investment properties, whether the property is rented or vacant, the simplicity of these loans make them a game changer whether you are looking to expand your portfolio, rehab, or consolidate debt.
Here's two examples!
DSCR
A DSCR loan is a type of real estate loan designed for rental properties, where approval is based mainly on the property’s income—not your personal income. Even if it's vacant, we can look at market rents! We look at how much rent the property brings in compared to the mortgage payment to decide if it qualifies. These loans usually require minimal documentation, meaning no tax returns or pay stubs, which makes them faster and simpler than traditional loans. They’re a popular option for investors who want to grow without a lot of paperwork.
Essentially;
Rental income ≥ Mortgage payment
We don't look at personal income or your taxes!
DSCR + Hard Money Hybrid
This loan program blends the flexibility of hard money with the stability of long-term financing. You get more competitive rates than traditional hard money loans, along with terms of up to 30 years—so there’s no pressure from short-term bridge timelines.
Approval is primarily based on the property’s equity, not your personal profile. There are no credit score requirements, and the property doesn’t even need to be rented.
These loans are ideal for borrowers with strong equity positions—typically 50% LTV or lower—or for those who own properties free and clear and want to access capital quickly without jumping through traditional lending hoops.
Essentially;
Strong equity ≥ Easy access to capital
No income. No credit. No hassle.
DSCR
A DSCR loan is a type of real estate loan designed for rental properties, where approval is based mainly on the property’s income—not your personal income. Even if it's vacant, we can look at market rents! We look at how much rent the property brings in compared to the mortgage payment to decide if it qualifies. These loans usually require minimal documentation, meaning no tax returns or pay stubs, which makes them faster and simpler than traditional loans. They’re a popular option for investors who want to grow without a lot of paperwork.
Essentially;
Rental income ≥ Mortgage payment
We don't look at personal income or your taxes!
